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                                                                    AUM vs MUM

 

Just a thought 

Mutual fund industry charges expenses fees 2-3% to 0.05-0.50% for AUM -Asset under management, Industry should name it as fees for Money under management, to go to the exact details of the fees for a lay man/ client.

As in general a customer don't know how the how is invested, where it is invested, which sector it is invested what is small cap/ large cap/midcap , what is paper gold/silver, what is commodity sector/ energy sector, what is junk bond or gilt bond, term , maturity,

A lay man is doing their hard work-day job and give money to expert manager to invest only to get higher amount of money in future. So it is just money in and money out. why to understand what asset what liability. if it becomes MUM, it will be easy to understand and simple to understand, how much money -in minus fees and return higher money after 1-2-3 decades.

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